Offering Group Disability to Employee’s is one more line of defense to protect them against unforeseen circumstances.
Providing your employees with group disability insurance is another way to show them that they are valued. Accidents happen. People get sick. This coverage replaces income lost by an employee when injury or illness prevents the individual from working.
Typically, disability income policies are divided into two types:
1)Those that provide benefits for up to two years (short-term)
2)Those that provide benefits for a longer period, usually for at least five years, to age 65, or for a lifetime (long-term).
It’s important to understand which policy is best for your employees. Ostrowski Insurace Agency has answers to your questions and can provide you with multiple proposals, based on your business needs and budget.
Get started here on a FREE Group Disability Quote!