Auto InsuranceAuto Insurance

Most state’s require minimum auto liability limits on insurance policies but only holding the lowest limits is very risky and not recommended. Did you know raising your liability is very inexpensive?

If you own a car or truck, …you need insurance to protect it, your passengers, other drivers and yourself.  Ostrowski Insurance Agency will work to find you the best auto coverage with the right insurance company. They’ll also work to ensure that you receive all of the discounts to which you are entitled, based on certain criteria.

Minnesota (MN) & Wisconsin (WI) Auto Insurance Requirements

In MN & WI, you must provide proof of auto insurance to law enforcement officials if they request it. If you are driving an uninsured vehicle on a public road and stopped by a police officer, you may face fines, jail time and/or possibly lose your driving privileges.  The reason for state mandated insurance regulations are to decrease the number of uninsured motorists on the road.

Most states also require proof of insurance before you can renew registration of a vehicle but in MN & WI there are some exceptions. The laws vary in both states regarding minimum vehicle liability insurance.

If you are unsure of the laws in your state, feel free to contact us with your Auto Insurance questions.  

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For vehicles used for business purposes also, see Business Auto Insurance