More and more, funding a retirement is up to the individual - which isn't necessarily a bad thing. If you're lucky enough to have a 401K or other financial vehicle from your job designed to help you fund your retirement, that's great. But did you know you could also have an IRA as well?

Whether you have a job and want something extra or don't have access to an employer-funded retirement plan, an IRA can work for you. With an IRA, you can choose the type of plan you want to fund and the company you want to work with. Typically, you control where your money is invested within the plan, depending on how you feel about risk. This is a good thing because it's your money, after all.

There are dozens of companies that offer IRAs to American workers. Ostrowski Insurance Agency can help you sort through your options so that the IRA plan you decide to use is the best one for you.

To set up a meeting to discuss an IRA: In Minnesota, call 651-702-0163.