Smart
employers understand that providing group health insurance for their
employees is a major retention tool. With good health insurance
coverage, employees feel confident that their families can have good
health care without leaving them financially strapped.
Group
health insurance typically is available in two types: Fully insured
plan and MPP (minimum premium plan). Under a fully insured plan, the
employer accepts all the risk for paying employee claims. Under MPP,
the employer pays up to a certain specified maximum; after which point,
the insurer pays.
Most of these plans offer several types of coverage:
Basic coverage
Major medical coverage
Basic plus major medical
Because
there are so many options, call on Ostrowski Insurance Agencyto help you
sort through them. They'll help you determine a plan that's good for
your employees that also fits your budget.
To request a quote: In Minnesota, call 651-702-0163.