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Finding your vulnerabilities, protecting against them, and providing superb pricing options are all excellent reasons for you to consider Ostrowski Insurance.

For a free consultation, call John
today at 651-702-0163


Group Health Insurance

Smart employers understand that providing group health insurance for their employees is a major retention tool. With good health insurance coverage, employees feel confident that their families can have good health care without leaving them financially strapped.[IMAGE]

Group health insurance typically is available in two types: Fully insured plan and MPP (minimum premium plan). Under a fully insured plan, the employer accepts all the risk for paying employee claims. Under MPP, the employer pays up to a certain specified maximum; after which point, the insurer pays.

Most of these plans offer several types of coverage:

  • Basic coverage
  • Major medical coverage
  • Basic plus major medical


Because there are so many options, call on Ostrowski Insurance Agency to help you sort through them. They'll help you determine a plan that's good for your employees that also fits your budget.

To request a quote: In Minnesota, call 651-702-0163.


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